Recent Posts

  1. Who’s Protecting You?

    by owner

    Category: Blog

    Insurance has changed. Every day the insurance companies are changing the way they write and issue policies. Many companies now decline to write a new homeowner’s policy unless they also write the auto policy and some of them have released stricter guidelines for claims. These changes have already been made and more are sure to […]

  2. October is National Cyber Security Awareness Month!

    by owner

    Category: Blog

    Do you need a Cyber Liability Policy? Data Breach can be a major concern for businesses that keep personal customer data on file. Things like: Social Security Numbers, Credit Card Numbers, Date of Birth… are all valuable information to identity thieves. Large corporations spend significant amounts of money securing this data, and some companies will […]

  3. Apple Pie in the Apple!

    by owner

    Category: Blog

    Apple Pie Baked in the Apples

      This blog has nothing to do with insurance but in honor of Fall I thought I would share with you a pretty cool recipe! Apple Pie in the Apple! Enjoy! You will need: 5-6 Granny Smith apples that can stand on their own 1 teaspoon of cinnamon 1/4 cup sugar 1 tablespoon brown sugar […]

  4. The way insurance is written is changing!

    by owner

    Category: Blog

    It is more important than ever to have all of your insurance together with the same company. Some companies even require both the home and auto to write the business; without the auto they won’t write the home. Many companies have also increased the multi-policy discounts they offer. To get the best premiums, if possible, […]

  5. Emergency Contact Program

    by owner

    Category: Blog

    Did you know that we offer an emergency contact program to our clients? Too many claims happen when the insured is on vacation or away on business, and when they get home they are faced with the loss and the mess. When we write your homeowner’s policy we offer to take the information of a […]

  6. Intentional Acts- Am I Covered?

    by owner

    Category: Blog

    The other day a local radio station was taking calls from people who have purposely hit somebody else’s car for one reason or another. Amazed by the number of callers and people who very openly admitted to doing this; we thought this was a great topic to address from an insurance point of view. A […]

  7. Great Home Inventory Tool

    by owner

    Category: Blog

    Check out the great home inventory tool created by the Insurance Information Institute. https://www.knowyourstuff.org/iii/login.html A home inventory is very important and everyone should keep one! The time of loss is not the time to try and recall everything you own. With this great tool you can create and store your own home inventory so it […]

  8. Certificate of Insurance

    by owner

    Category: Blog

    On July 1, 2012 changes relating to the proper use of Certificates of Insurance went in to effect. It was earlier this year during the Virginia Acts of Assembly; an act to amend the code relating to unfair insurance trade practices regarding certificates of insurance was approved. The Virginia Bureau of Insurance indicated the changes […]

  9. Trees and Insurance

    by owner

    Category: Blog

    Due to the recent summer storms many of you have experienced downed trees that have caused property damage. Tree damage during a storm is a natural event that is neither person’s fault, so if a tree has fallen from your neighbor’s yard, it is considered your tree and your responsibility. If the tree damaged your […]