Accidents happen every day, but do you know how to handle them? Car Accidents, wind storms, hail damage, the list could go on forever. So what to do: First – take out your iphone or other smart phone and download one (or all) of the following apps (even if they are not from your insurance company):

Travelers - http://www.travelers.com/about-us/mobile-tools.aspx
Mobile apps available for iPhone & Blackberry
This app walks you through the steps you need to take in the event of a car accident. GPS location, add photos and collect driver information. All information can be e-mailed to you, or straight to your agent. Very easy to use.

Progressive - http://www.progressive.com/resources/progressive-app-iphone.aspx
Mobile apps for iPhone & Droid
Claims assistance, safety tips, emergency how to’s and agent search.

SafeCo - http://itunes.apple.com/us/app/safeco-insurance/id409889435?mt=8
Mobile app for iPhone
This app can walk you through both homeowners/renters claims and car accidents. It is a bit cumbersome to use at first, but great once you get the hang of it. GPS locations, auto/home/renter claims, agent search.